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Understanding the full picture of your compensation

pie chart of total compensation for employees

Because Consolidated Utility District (CUD) provides an essential service to Rutherford County and is a publicly owned utility, we’re able to offer more expansive benefits that reach beyond the paycheck.

Employees who work at least 30 hours or more per week are considered full time and eligible to enroll for benefits. Benefits are effective the 1st of the month, following 30 days of full-time employment.

Look at the chart and table above. This fictional employee, John Doe, earns an annual compensation of $54,909.86. However, the value of his benefits and enrollment in the Tennessee Consolidated Retirement System (TCRS) push his overall actual compensation package to $85,213.66.

• Annual compensation includes base salary, earned vacation, other paid leave, overtime wages, and any bonuses or other compensation.
• Healthcare coverage includes medical, dental, and vision. This figure reflects CUD contributions to your health care, dental, and vision plans – plus the health reimbursement account, which pays 50% of your health plan deductible.
• Our pension plan is managed by the Tennessee Consolidated Retirement System and provides our employees with an additional source of income later in life. Here are the basics …

    • • If you elect to retire and you meet the minimum retirement plan eligibility requirements, CUD will pay you 100% of any unused sick leave you accrued.
      • Benefits are based on a formula which considers the employee’s years of service and highest five years’ average salary.
      Benefit payments are for an employee’s lifetime.
      Our members attain vesting rights with five years of service. More information about this plan is available at https://treasury.tn.gov/Retirement/Information-and-Resources/TCRS-Overview-and-Self-Service
      • As a full-time employee, you are required to contribute five percent (5%) of your gross pay to this pension plan.
  • • CUD contributes the balance necessary to fully fund the plan.

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© 2025 Consolidated Utility District of Rutherford County  ·  709 New Salem Hwy Murfreesboro, TN 37129 ·  (615)893-7225

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